By accessing and using KnowYourClaim.io ("the Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the Site.
KnowYourClaim is not a law firm and does not provide legal advice. The calculators, estimates, articles, and all other content on this Site are provided for general educational and informational purposes only. Nothing on this Site constitutes legal advice, creates an attorney-client relationship, or should be relied upon as the basis for any legal decision.
Personal injury and workers' compensation settlements depend on facts specific to each case, applicable state and federal law, insurance policy terms, jury considerations, and many other factors that a formula cannot capture. Always consult a licensed personal injury attorney in your jurisdiction before making any decisions about your claim.
The settlement estimates, benefit calculations, and other outputs generated by our tools are rough approximations based on general formulas commonly used in the insurance and legal industries (such as the Multiplier Method). They are not guarantees, predictions, or promises of any specific outcome. Actual settlement values may be significantly higher or lower than our estimates depending on:
The Site and all content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
In no event shall KnowYourClaim, its owners, operators, affiliates, or contributors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, including but not limited to damages arising from reliance on any calculator estimate, content inaccuracy, or decision made based on information obtained from the Site.
The Site may contain links to third-party websites, attorney referral services, legal matching platforms, and other external resources. These links are provided for your convenience and do not constitute an endorsement. We are not responsible for the content, accuracy, or practices of any third-party websites. See our Advertiser Disclosure for more information about our referral relationships.
All calculations are performed entirely in your web browser. We do not collect, store, or transmit the data you enter into our calculators. For information about cookies and advertising, please see our Privacy Policy.
We make reasonable efforts to ensure the accuracy of information on the Site, including workers' compensation rates, multiplier ranges, and legal requirements. However, laws and rates change frequently. We do not guarantee that all information is current, complete, or accurate at the time you access it. Rate data is sourced from state departments of labor, SBA.gov, and published legal resources, but official sources should always be consulted for the most current information.
All content on this Site — including text, calculators, design, code, and graphics — is the property of KnowYourClaim and is protected by copyright laws. You may not reproduce, distribute, or create derivative works from this content without our written permission.
We reserve the right to modify these Terms of Use at any time. Changes take effect when posted on this page. Your continued use of the Site after changes constitutes acceptance of the revised terms.
These Terms of Use are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
Questions about these terms? Contact us at: legal@knowyourclaim.io